Creating the reference with the keyboard
From the figure above, you can deduce how the cell reference is constructed. The reference has two parts: the sheet name and the cell name.
In the example, the reference is =’Checking Account’.F3 and in general the format is =’Sheet Name’.Cell Reference.
So, you can fill in the Savings Account cell reference by just typing it in. Assuming that the balance is in the same cell in the Savings Account sheet, F3, the cell reference should be =’Savings Account’.F3.
 | The sheet name is in single quotes, and the period (.) is outside the quotes.
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