A Mail Delivery Agent (MDA) is invoked by the MTA to file incoming email in the proper user's mailbox. In many cases, the MDA is actually a Local Delivery Agent (LDA), such as mail or Procmail.

Any program that actually handles a message for delivery to the point where it can be read by an email client application can be considered an MDA. For this reason, some MTAs (such as Sendmail and Postfix) can fill the role of an MDA when they append new email messages to a local user's mail spool file. In general, MDAs do not transport messages between systems nor do they provide a user interface; MDAs distribute and sort messages on the local machine for an email client application to access.